basics: telling time

Let me explain this concept of telling time.

We use a.m. to talk about the time from 12 at night to 11.59 in the morning

We use p.m. to talk about time from 12 in the afternoon to 11.59 at night

o'clock can only be use when you want to tell a whole hour like 6 o'clock, two o'clock

A quater past to 3 - means 3.15 never include p.m., a.m., or o'clock

add 15 minutes to the whole hour

A quater to 3- means 2.45 same rule applied.

half past 3- means 3.30 same rule applied.

use "past" when you want to tell a minutes after the recent hour, and  "to" minutes before the next hour.

(minutes)past recent hour

(minutes)to next hour.

Use more convenient one.

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Philippines gets its Investment grade.

                            

                          Make that bull running :))

I'm doing this post unrelated to my blog, because as a student of Finance here in Philippines. I must share the beautiful news just pop up in my news feed. Philippines have reached his first ever Investment Grade. Isn't it beautiful? Fitch gaves the recent rating a BB+ from BBB-. It means that Philippines can handle his foreign debts now, and the economy is getting better. What's good about this rating for my country? The interest on borrowing foreign funds will be lower. So, the interest that we should pay for our credit can be used to other more productive projects. Isn't that great? I'm sorry for being enthusiastic about this, I just can't help it.
If I only have money to invest right now, in Stock market I'm sure all stocks there, will gone bullish. I hope this going to be stable for long years, but I know all bullish market will go down when time comes.

Telephone phrasal verbs

Telephone phrasal verbs:

Cut off to interrupt a telephone conversation

Get through to succeed in speaking to sb on the telephone

Hang on to wait for a short time

Hang up to end a telephone conversation and put the phone down

Call back to telephone sb again or in return

Pick up to answer a telephone call 

Put through to connect by telephone

Speak up to speak louder

Break up to become inaudible over the telephone

Hold on to wait for a short time

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